What contributions do non-working persons pay?
Non-working persons pay OASI, DI and EO contributions. The amount of the contributions is based on the assets and pension income. The minimum annual contribution for non-working persons is currently CHF 514.
The maximum contribution (from 1.1.2012) is 50 times the minimum contribution. Your own contributions will lapse if your spouse (or registered partner) is deemed to be employed (minimum 50%) within the meaning of OASI and pays contributions amounting to at least double the minimum contribution (CHF 1028).
How much are your contributions?
The online calculator will give you that information.
More details
Leaflet 2.03 - Non-employed contributions to Old-Age and Survivors' Insurance (OASI), Disability Insurance (DI) and Income Compensation Insurance (IC)
Form
Registration as a non-working person
If the earned income amounts to less than 50% of the contributions owed as a non-working person, the person will be deemed to be non-working and accordingly pays the contributions as a non-working person. The contributions from employment can be offset.
Students who are not gainfully employed pay the minimum contribution (CHF 514.-) until the end of the calendar year of their 25th birthday. Then the ordinary rules (for non-working people) apply to them.
More details
Leaflet 2.03 - Non-employed contributions to Old-Age and Survivors' Insurance (OASI), Disability Insurance (DI) and Income Compensation Insurance (IC)
Example:
Persons born in 1998 have been obliged to pay contributions since 1st January 2019.
The obligation to pay contributions ends when women turn 64 and when men turn 65
More details::
Leaflet 2.03 - Non-employed contributions to Old-Age and Survivors' Insurance (OASI), Disability Insurance (DI) and Income Compensation Insurance (IC)
In case of significant changes in income or assets, it is advisable to inform the compensation office so that the instalments can be adjusted accordingly.
If the difference between the instalments and definite contributions is greater than 25%, the statutory interest on arrears of 5% p.a. will be charged.
More details:
Leaflet 2.03 - Non-employed contributions to Old-Age and Survivors' Insurance (OASI), Disability Insurance (DI) and Income Compensation Insurance (IC)
